Homes and Rainbow Gnomes

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Homes and Rainbow Gnomes

Wow! What a week for me, I exchanged contracts for a new house on Monday and launched my book, ‘The Rainbow Gnome,’ on Tuesday (as I burst into song – 7 days by Craig David).  I can’t see the rest of the week being as exciting but, as you can imagine, I have a big grin on my face.

I guess the Homes and Rainbow Gnomes title is fairly self-explanatory, my new book  ‘The Rainbow Gnome’ is now available on Amazon and can be purchased via this link.  A big thanks to all who have purchased it so far and please, please, please take the 2 minutes out of your busy days to write a review on Amazon for me.  Also, those who have got a copy, feel free to drop me a line and let me know what you think – I would love to hear from you all!

Check out on my Facebook page as there is a competition running – Name the Gnome and be in with the chance to win a signed copy of the book and a fantastic £15 Kids’ Choice voucher that can be used by all of the family!

So this post will explore about moving house as a single parent.  How easy is it? What sort of things are there to consider?  And what about costs too?

Well…firstly, as we all know, moving is expensive, the moving costs, legal fees, the list is endless.  Often, many parents find themselves in the situation where they may still live in the family home, but trying to pay the rent/mortgage on their own can often spiral out of control.

To Rent or Buy?

You hear people say, renting is dead money – and while I agree with that, there are some situations where renting is better, let me explain why.  If you have recently split up from a partner, renting is a perfect solution.  Why? Because:

  1. You can take your time and not rush into purchasing somewhere
  2. You don’t have to sell anywhere when the time comes for you to afford somewhere to purchase, this puts you in an advantageous position when the time comes to buy – as you will have no chain below you.
  3. It means you can wait for the right house! Buying a house is probably the most expensive thing you will ever buy, but buying the wrong house is not only going to affect you mentally, but also financially too, as it’s likely you will want to move again.

Let me put this into context for you.  I have been renting for just over a year and would consider myself ‘in between’ houses.  I desperately wanted a new house, but I wanted this house to be the right one.  I wanted to feel settled, for the kids to be happy and safe and not rushing into this was probably one of the best things I could do.

How easy is moving home?

Well to put it simply, moving home ranks up there as one of the most stressful things you could take on.  However, there are ways to make it easier and less stressful:

  1. Use an IFA (Independent Financial Advisor) – you can often find one who offer no fees and they take their commission directly from the bank when you successfully apply for a mortgage.  IFA’s take the stress out of finding a good mortgage deal – their knowledge is expansive and they will be able to discuss various different affordability options with you.
  2. Packing up your items is back-breaking, time-consuming and tiresome.  For a little bit more, your removal firm will be able to take care of this for you, just ask them – I have utilised this service every time I have moved – money well spent and leaves me to make the tea!  Remember, you can haggle on quotes with them too.  It’s a good idea to get a couple more quotes from other companies and then see if they price match!
  3. Don’t be afraid to ask friends and family for help – Taking too much on, when on your own is a big thing to do! People often enjoy helping, but are just waiting to be asked!
  4. Ask for recommendations – if work needs doing to your house, remember to ask for recommendations – you are getting a reliable trades person (hopefully).

Moving home is definitely not an easy thing, but when you do, you need to ensure it is for the right reasons and there is no harm in taking your time when making such a big decision.

So on that note, I’ll leave you to watch the trailer for my new book and don’t forget to enter into the competitions on my page! Click the link, it’s pretty awesome, even if I say so myself!

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Remember, you can order your copy of ‘The Rainbow Gnome’ here.

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